118th Congress · HOUSE BILLBILL

H.R. 2813Self-Insurance Protection Act

To amend the Employee Retirement Income Security Act of 1974, the Public Health Service Act, and the Internal Revenue Code of 1986 to exclude from the definition of health insurance coverage certain medical stop-loss insurance obtained by certain plan sponsors of group health plans, and for other purposes.

Health
Introduced Apr 25, 2023
Last action Dec 17, 2024
Pipeline · Bill → Law
Step 1
Introduced
Apr 25, 2023
Step 2
Referred
Dec 17, 2024
Education and Workforce · E&C · Ways & Means
Step 3
Committee
Jun 6, 2023
Reported out
Step 4
House floor
Step 5
Senate
Step 6
Resolve Changes
Step 7
Signed
SummaryCRS Summary

This bill specifies that stop-loss coverage is not health insurance coverage for purposes of regulation under the Employee Retirement Income Security Act of 1974. Stop-loss policies are generally obtained by self-insured health plans or sponsors of self-insured group health plans to reimburse the plan or sponsor for losses incurred in providing health benefits to plan participants in excess of a level set forth in the stop-loss policy. The bill also preempts state laws that prevent employers from obtaining stop-loss coverage.

Provisions · 4 sectionsReported to House
Timeline · 12 actions
Dec 17, 2024
Referred to the Subcommittee on Health.
Jun 20, 2023
Reported (Amended) by the Committee on Education and the Workforce. H. Rept. 118-114, Part I.
Jun 20, 2023
Committee on Energy and Commerce discharged.
Jun 20, 2023
Committee on Ways and Means discharged.
Jun 20, 2023
Placed on the Union Calendar, Calendar No. 88.
Jun 6, 2023
Committee Consideration and Mark-up Session Held.
Jun 6, 2023
Ordered to be Reported (Amended) by the Yeas and Nays: 24 - 18.
Apr 28, 2023
Referred to the Subcommittee on Health.
Apr 25, 2023
Introduced in House
Apr 25, 2023
Referred to the Committee on Education and the Workforce, and in addition to the Committees on Energy and Commerce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Apr 25, 2023
Referred to the Committee on Education and the Workforce, and in addition to the Committees on Energy and Commerce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Apr 25, 2023
Referred to the Committee on Education and the Workforce, and in addition to the Committees on Energy and Commerce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.