118th Congress · HOUSE BILLBILL

H.R. 3464Affordable Homeownership Access Act

To exempt small seller financers from certain licensing requirements.

Finance and financial sector
Introduced May 18, 2023
Last action May 18, 2023
Pipeline · Bill → Law
Step 1
Introduced
May 18, 2023
Step 2
Referred
May 18, 2023
Financial Services
Step 3
Committee
Step 4
House floor
Step 5
Senate
Step 6
Resolve Changes
Step 7
Signed
SummaryCRS Summary

This bill exempts from certain mortgage licensing and registration requirements a person (other than a depository institution) who engages in owner financing. Owner financers (1) originate a limited number of residential mortgage loans in a year, and (2) only originate residential mortgages with respect to property owned by the owner financer.

Provisions · 5 sectionsIntroduced in House
Timeline · 2 actions
May 18, 2023
Introduced in House
May 18, 2023
Referred to the House Committee on Financial Services.