118th Congress · HOUSE BILLBILL

H.R. 3914Failing Bank Acquisition Fairness Act

To prohibit the use of certain concentration limit exceptions applicable to mergers involving a failed bank if there are other qualifying bids, and for other purposes.

Finance and financial sector
Introduced Jun 7, 2023
Last action Jun 7, 2023
Pipeline · Bill → Law
Step 1
Introduced
Jun 7, 2023
Step 2
Referred
Jun 7, 2023
Financial Services
Step 3
Committee
Step 4
House floor
Step 5
Senate
Step 6
Resolve Changes
Step 7
Signed
SummaryCRS Summary

This bill restricts the ability of large banks and financial companies to acquire banks in default or in danger of default if smaller institutions otherwise qualify. Specifically, if a merger with a bank in default results in one institution controlling more than a specified percentage of deposits or liabilities in the United States, regulators are prohibited from approving it, unless no other institution qualifies.

Provisions · 2 sectionsIntroduced in House
Timeline · 2 actions
Jun 7, 2023
Introduced in House
Jun 7, 2023
Referred to the House Committee on Financial Services.