118th Congress · HOUSE BILLBILL

H.R. 4192Small Business Financing Disclosure Act of 2023

To apply the Truth in Lending Act to small business financing, and for other purposes.

Finance and financial sector
Introduced Jun 15, 2023
Last action Jun 15, 2023
Pipeline · Bill → Law
Step 1
Introduced
Jun 15, 2023
Step 2
Referred
Jun 15, 2023
Financial Services
Step 3
Committee
Step 4
House floor
Step 5
Senate
Step 6
Resolve Changes
Step 7
Signed
SummaryCRS Summary

This bill applies specified consumer lending protections to small business lending and extends the Consumer Financial Protection Bureau's regulatory authority regarding consumer financial products and services to include small business financing. Among other requirements, lenders offering financial products to small businesses must disclose the terms of the financing upon extending an offer and are prohibited from charging certain additional fees on a refinanced or modified loan.

Provisions · 2 sectionsIntroduced in House
Timeline · 2 actions
Jun 15, 2023
Introduced in House
Jun 15, 2023
Referred to the House Committee on Financial Services.