118th Congress · HOUSE BILLBILL

H.R. 7440Financial Services Innovation Act of 2024

To promote innovation in financial services, and for other purposes.

Finance and financial sector
Introduced Feb 23, 2024
Last action Dec 4, 2024
Pipeline · Bill → Law
Step 1
Introduced
Feb 23, 2024
Step 2
Referred
Feb 23, 2024
Financial Services
Step 3
Committee
Apr 17, 2024
Reported out
Step 4
House floor
Step 5
Senate
Step 6
Resolve Changes
Step 7
Signed
SummaryCRS Summary

This bill addresses the regulation of financial products and services. Specifically, the bill allows persons intending to offer a financial innovation to petition specified financial regulatory agencies regarding existing areas of regulation. A petitioner may request a modification or waiver of an agency regulation. The bill sets forth requirements regarding the petition process, a safe harbor for petitioners from enforcement, and enforceable compliance agreements. Agencies must biannually publish a list of financial regulatory areas the agency would consider modifying or waiving through the petition process. The bill also establishes Financial Services Innovation Offices at these agencies...

Provisions · 9 sectionsReported to House
Timeline · 6 actions
Dec 4, 2024
Reported (Amended) by the Committee on Financial Services. H. Rept. 118-792.
Dec 4, 2024
Placed on the Union Calendar, Calendar No. 654.
Apr 17, 2024
Committee Consideration and Mark-up Session Held
Apr 17, 2024
Ordered to be Reported in the Nature of a Substitute (Amended) by the Yeas and Nays: 28 - 22.
Feb 23, 2024
Introduced in House
Feb 23, 2024
Referred to the House Committee on Financial Services.