118th Congress · SENATE BILLBILL

S. 3068VA Home Loan Awareness Act of 2023

A bill to require each enterprise to include on the Uniform Residential Loan Application a disclaimer to increase awareness of the direct and guaranteed home loan programs of the Department of Veterans Affairs, and for other purposes.

Housing and community development
Introduced Oct 18, 2023
Last action Jul 15, 2024
Pipeline · Bill → Law
Step 1
Introduced
Oct 18, 2023
Step 2
Referred
Oct 18, 2023
Banking, Housing, and Urban Affairs
Step 3
Committee
Jul 11, 2024
Step 4
Senate
Jul 11, 2024
Passed Senate
Step 5
House floor
Moves to House
Step 6
Resolve Changes
Step 7
Signed
SummaryCRS Summary

This bill requires Fannie Mae and Freddie Mac to include on the Uniform Residential Loan Application (i.e., Fannie Mae Form 1003/ Freddie Mac Form 65) a disclosure that (1) notifies applicants with military service that they may qualify for a Department of Veterans Affairs (VA) Home Loan, and (2) directs applicants to consult their lender regarding eligibility. Not later than 18 months after the enactment of the bill, the Government Accountability Office must study and report on whether at least 80% of lenders using the loan application form have met this requirement. 

Provisions · 2 sectionsEngrossed in Senate
Timeline · 8 actions
Jul 15, 2024
Received in the House.
Jul 15, 2024
Held at the desk.
Jul 12, 2024
Message on Senate action sent to the House.
Jul 11, 2024
Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.
Jul 11, 2024
Passed Senate without amendment by Unanimous Consent.
Mar 12, 2024
Committee on Banking, Housing, and Urban Affairs. Hearings held.
Oct 18, 2023
Introduced in Senate
Oct 18, 2023
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.