118th Congress · SENATE BILLBILL

S. 3103 — Medical Debt Relief Act of 2023

“A bill to amend the Fair Credit Reporting Act to prohibit the inclusion of medical debt on a consumer report, and for other purposes.”

Finance and financial sector

Introduced Oct 19, 2023

Last action Oct 19, 2023

Pipeline · Bill → Law

Step 1

Introduced

Oct 19, 2023

Step 2

Referred

Oct 19, 2023

Banking, Housing, and Urban Affairs

Step 3

Committee

Step 4

Senate

Step 5

House floor

Step 6

Resolve Changes

Step 7

Signed

SummaryCRS Summary

This bill prohibits consumer reporting agencies from including medical debt on a consumer report (i.e., credit report). In addition, the Consumer Financial Protection Bureau must amend regulations to prohibit creditors from obtaining or using medical debt information when considering whether to extend credit to a consumer.

Provisions · 3 sectionsIntroduced in Senate

Timeline · 2 actions

Oct 19, 2023

Introduced in Senate

Oct 19, 2023

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.