119th Congress · HOUSE JOINT RESOLUTIONBILL

H.J.Res. 74 — Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)".

“Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)".”

Finance and financial sector

Introduced Mar 6, 2025

Last action Mar 6, 2025

Pipeline · Bill → Law

Step 1

Introduced

Mar 6, 2025

Step 2

Referred

Mar 6, 2025

Financial Services

Step 3

Committee

Step 4

House floor

Step 5

Senate

Step 6

Resolve Changes

Step 7

Signed

SummaryCRS Summary

This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau titled Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V) and published on January 14, 2025. This rule prohibits the inclusion of medical debt on credit reports and prohibits creditors from considering medical debt when making credit eligibility determinations.

Provisions · 1 sectionsIntroduced in House

Timeline · 2 actions

Mar 6, 2025

Introduced in House

Mar 6, 2025

Referred to the House Committee on Financial Services.