H.R. 2822 — To extend the National Flood Insurance Program through December 31, 2026.

This section extends the temporary increase in the National Flood Insurance Program's (NFIP) borrowing authority from the Treasury—with presidential approval—to $30.425 billion (from the $1.5 billion base) through December 31, 2026 (from September 30, 2023), and extends the NFIP expiration date to December 31, 2026 (from September 30, 2023). (The NFIP, administered by FEMA, provides flood insurance to property owners in participating communities and relies on this borrowing authority for the National Flood Insurance Fund when premiums are insufficient for claims and operations.)