H.R. 3075 — Locality-based Social Security Benefits Act of 2025

This section directs the Commissioner of Social Security to increase monthly benefits under title II of the Social Security Act (i.e., Old-Age, Survivors, and Disability Insurance benefits) by the federal locality pay percentage applicable to the beneficiary's area of residence, as determined annually by the President under 5 U.S.C. §§ 5304 and 5304a. (Thus, benefit amounts vary by locality pay area, with higher adjustments in high-cost areas such as those encompassing Washington, DC, or San Francisco.)