Pipeline · Bill → Law
Step 1
Introduced
Sep 11, 2025
Step 2
Referred
Sep 11, 2025
Financial Services · Banking, Housing, and Urban Affairs
Step 3
Committee
Sep 16, 2025
Reported out
Step 4
House floor
May 20, 2026
Passed House
Step 5
Senate
May 21, 2026
Step 6
Resolve Changes
Step 7
Signed
SummaryCRS Summary
This bill changes the treatment of certain types of deposits so they are no longer classified as brokered deposits. Brokered deposits are funds placed by a broker on behalf of a client in a depository institution to maximize interest rates and for depository insurance purposes. Currently, institutions that accept brokered deposits may be subject to additional oversight. In particular, under the bill, custodial deposits at insured depository institutions with less than $10 billion in total assets shall not be treated as brokered deposits if the deposits do not exceed 20% of the institution’s liabilities. The institution must be well-capitalized and have a specified minimum soundness rating,...
Roll Call Votes · 1
Timeline · 16 actions
May 21, 2026
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
May 20, 2026
Motion to reconsider laid on the table Agreed to without objection.
May 20, 2026
On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 393 - 16 (Roll no. 179).ROLL CALLPassed
May 20, 2026
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 393 - 16 (Roll no. 179).ROLL CALLPassed
May 20, 2026
Considered as unfinished business. (consideration: CR H3645-3646)
May 19, 2026
At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
May 19, 2026
DEBATE - The House proceeded with forty minutes of debate on H.R. 5317.
May 19, 2026
Considered under suspension of the rules.
May 19, 2026
Mr. Hill (AR) moved to suspend the rules and pass the bill, as amended.
May 19, 2026
Considered under suspension of the rules. (consideration: CR H3586-3588; text: CR H3586)
Nov 4, 2025
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-369.
Nov 4, 2025
Placed on the Union Calendar, Calendar No. 321.
Sep 16, 2025
Committee Consideration and Mark-up Session Held
Sep 16, 2025
Ordered to be Reported (Amended) by the Yeas and Nays: 48 - 2.
Sep 11, 2025
Introduced in House
Sep 11, 2025
Referred to the House Committee on Financial Services.