119th Congress · HOUSE BILLBILL

H.R. 6556 — Failing Bank Acquisition Fairness Act

“To prohibit the use of certain concentration limit exceptions with respect to mergers involving a failed bank unless the applicable agency determines such use is necessary to prevent significant economic disruption or significant adverse effects on financial stability, and for other purposes.”

Finance and financial sector

Introduced Dec 10, 2025

Last action Jul 15, 2026

Pipeline · Bill → Law

Step 1

Introduced

Dec 10, 2025

Step 2

Referred

Dec 10, 2025

Financial Services · Banking, Housing, and Urban Affairs

Step 3

Committee

Dec 17, 2025

Reported out

Step 4

House floor

Jul 14, 2026

Passed House

Step 5

Senate

Jul 15, 2026

Step 6

Resolve Changes

Step 7

Signed

SummaryNo summary available

No CRS summary available for this bill.

Provisions · 5 sectionsEngrossed in House

3 versions

Engrossed in House · 5 provisions

Timeline · 16 actions

Jul 15, 2026

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Jul 14, 2026

Motion to reconsider laid on the table Agreed to without objection.

Jul 14, 2026

On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.

Jul 14, 2026

Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.

Jul 14, 2026

DEBATE - The House proceeded with forty minutes of debate on H.R. 6556.

Jul 14, 2026

Considered under suspension of the rules.

Jul 14, 2026

Mr. Hill (AR) moved to suspend the rules and pass the bill, as amended.

Jul 14, 2026

On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H4438-4440)

Jul 14, 2026

Considered under suspension of the rules. (consideration: CR H4438-4441)

Feb 2, 2026

Reported (Amended) by the Committee on Financial Services. H. Rept. 119-475.

Feb 2, 2026

Placed on the Union Calendar, Calendar No. 406.

Dec 17, 2025

Committee Consideration and Mark-up Session Held

Dec 17, 2025

Ordered to be Reported (Amended) by the Yeas and Nays: 51 - 0.

Dec 16, 2025

Committee Consideration and Mark-up Session Held

Dec 10, 2025

Introduced in House

Dec 10, 2025

Referred to the House Committee on Financial Services.