119th Congress · HOUSE BILLBILL

H.R. 918Mortgage Insurance Tax Deduction Act of 2025

To amend the Internal Revenue Code of 1986 to make permanent the deduction for mortgage insurance premiums.

Taxation
Introduced Feb 4, 2025
Last action Feb 4, 2025
Pipeline · Bill → Law
Step 1
Introduced
Feb 4, 2025
Step 2
Referred
Feb 4, 2025
Ways & Means
Step 3
Committee
Step 4
House floor
Step 5
Senate
Step 6
Resolve Changes
Step 7
Signed
SummaryCRS Summary

This bill reinstates and makes permanent the itemized tax deduction for mortgage insurance premiums. Under current law, only premiums paid before 2022 (and after 2006) for qualified mortgage insurance (mortgage insurance provided by Department of Veterans Affairs, the Federal Housing Administration, the Rural Housing Service, and certain private mortgage insurers) in connection with obtaining a mortgage may be deducted as an itemized tax deduction. (Some limitations apply.).

Provisions · 2 sectionsIntroduced in House
AI
Timeline · 2 actions
Feb 4, 2025
Introduced in House
Feb 4, 2025
Referred to the House Committee on Ways and Means.