Pipeline · Bill → Law
Step 1
Introduced
Apr 10, 2025
Step 2
Referred
Apr 10, 2025
Banking, Housing, and Urban Affairs
Step 3
Committee
Jun 12, 2025
Step 4
Senate
Jun 12, 2025
Passed Senate
Step 5
House floor
Moves to House
Step 6
Resolve Changes
Step 7
Signed
SummaryCRS Summary
This bill limits the circumstances in which credit reporting agencies may provide consumer credit reports to third parties in connection with residential mortgage transactions. Specifically, the bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless the transaction consists of a firm offer of credit or insurance and (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated a mortgage on behalf of the consumer, is a current mortgage loan servicer to the consumer, or has a current specified banking relationship with th...
AmendmentAI
Similar Bills · 1 matches
| Bill | Text overlap | Status |
|---|---|---|
| H.R. 2808— Homebuyers Privacy Protection Act | 31% | ENACTED |
Timeline · 6 actions
Jun 17, 2025
Received in the House.
Jun 17, 2025
Held at the desk.
Jun 12, 2025
Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.
Jun 12, 2025
Passed Senate without amendment by Unanimous Consent.
Apr 10, 2025
Introduced in Senate
Apr 10, 2025
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.