S. 2575 — Healthcare for Our Troops Act

This section revises TRICARE Reserve Select (TRS)—a premium-based health plan for Selected Reserve members of the Ready Reserve not eligible for TRICARE Prime, TRICARE Select, or Federal Employees Health Benefits (FEHB) before January 1, 2030—by eliminating premiums for individual coverage of the member (previously 28 percent of actuarial costs) and eliminating cost-sharing for network individual coverage. It retains premiums for family coverage at 28 percent of actuarial costs (determined using prior years' costs for reserve dependents) and applies active-duty family member cost-sharing requirements under TRICARE Select to out-of-network individual coverage and all family coverage. The section also simplifies termination of individual eligibility to upon separation from the Selected Reserve (previously included an expired 180-day extension for certain involuntary separations through 2018) and directs crediting of family premiums to the Defense Health Program account.

This section directs the Secretary of Defense, not later than 180 days after the date of enactment, to develop forms for use by civilian health care providers under the purchased care component of the TRICARE program (i.e., the health care program for uniformed services members, retirees, and dependents) when providing medical care to Selected Reserve members eligible for TRICARE Reserve Select (TRS, a premium-based health plan available to qualified Selected Reservists). The forms must allow providers to indicate the member's medical readiness classification, fitness for deployment, and any other information the Secretary determines necessary.