119th Congress · SENATE BILLBILL

S. 3816 — Repair Abuses of MSP Payments (RAMP) Act

“A bill to amend title XVIII of the Social Security Act to permit a private cause of action for damages in the case of a group health plan which fails to provide for primary payment or appropriate reimbursement.”

Health

Introduced Feb 10, 2026

Last action Feb 10, 2026

Pipeline · Bill → Law

Step 1

Introduced

Feb 10, 2026

Step 2

Referred

Feb 10, 2026

Finance

Step 3

Committee

Step 4

Senate

Step 5

House floor

Step 6

Resolve Changes

Step 7

Signed

SummaryCRS Summary

This bill restricts the private right of action against insurance plans that do not provide appropriate primary payment in cases in which Medicare is a secondary payer. Current law allows for a private right of action against primary plans that do not provide appropriate primary payment in cases in which Medicare is a secondary payer; this provision applies to group health plans, workers' compensation plans, automobile or liability insurance plans, and no-fault insurance plans. The bill limits this provision to group health plans.

Provisions · 2 sectionsIntroduced in Senate

Amendment

Timeline · 2 actions

Feb 10, 2026

Introduced in Senate

Feb 10, 2026

Read twice and referred to the Committee on Finance.